My Comment for Cory @Doctorow, your thoughts? The internet is the answer to all the questions of our time | Technology | The Guardian

The internet is the answer to all the questions of our time | Technology | The Guardian:

Yes agree

But only if

1) internet is used as a tool
2) for good
3) engage with all (not only those that could afford it)

People still need to #SelfChallenge to decide what they want in their lives thus use the Internet or other tools to achieve their chosen goals.

You can ask those big questions you mentioned re Climate/capitalism etc. Even to key guys at #COP21 or bankers/finance professors.. you still need the knowledge+insights+wider understanding to interpret the reply based on your personal backgrounds + experiences.. (believe me, I've met many!)‎

Internet by itself sadly won't solve this, there is no easy solution but only one with some efforts required.

Namely, people sadly will have to #challenge themselves and use the Internet to absorb wider knowledge (Not from only one source like the extremists) and try to fllow curated knowledge or self-curated knowledge thus insights and hopefully adopt the correct Actions (or for those action oriented: insights by doing). 

It's time to adopt some lifetime goals by being "self aware" thus seeking the right knowledge+goals+actions.. Internet is the perfect platform to empower that, don't forget even Steve Jobs had studied (he dropped out to save parents money but stayed for 18mths to learn what he thought was good by not paying! Respect for him doing what's righ, namely getting knowledge for minimum price without stealing!).
‎
Question is why those in-need at present (from unemployed to those addicted to Reality shows like Kadasians/STARSuckers) challenge themselves to be next steve jobs (don't pay and learn) if they have access to internet, great courses on EDX/Coursera/HavardX etc.? 

So, goals + #SelfChallenge is more key.. Internet is only secondary in comparison. One must #SelfNudge4Good !? See @Be_Champion 

What do you think Cory!?

BR
@GarethWong

or see my post of same comments on Cory's site: http://bbs.boingboing.net/t/the-internet-may-not-be-the-question-but-its-the-answer/59643 

+++

MY 1st LinkedIn Post: #SimpleIdea2015: 1 Lesson from Jim Marshall, Darwin, Sir Winston Churchill, Presidents JFK & FDR http://tiny.cc/1lesson

My 2nd LinkedIn Post: Tomorrowland Today.Media+Entertainment sectors Must take opportunity to #Activate & #FixTheWorld ! http://tiny.cc/2morrow 

My Challenge for the luminaries: Hunting for next Google | The Sunday Times

Hunting for next Google | The Sunday Times:

"The Business Growth Fund has wooed the former boss of Lovefilm and Mothercare to manage a new £200m cash-pot earmarked for investments in start-up tech companies.

It has appointed Simon Calver, who led the film rental service Lovefilm until its sale to Amazon in 2011, to run the fund alongside Balderton Capital investor Harry Briggs, and Rory Stirling from MMC Ventures. Cheques between £500,000 and £5m will be handed out from the autumn."

for more, must read: Hunting for next Google | The Sunday Times:

+++

 Its a good sign.. step towards the right direction..

I may be wrong in predicting end of Facebook by 2019 (five years from 2013) 

IMHO biggest opportunities in tech are still:

1) End to End trust and security ecosystem 

and 

2) "Reverse of search" (yup: antithesis of google)  are the future, sadly limited of firms are in that space!

Would £200m be enough? Can London/UK dare to do that? 

Fact of the matter is that we need more competitions and collaborations between all VCs/Angels and HNWs towards the right goals/ecosystems. Trying to make similar apps and P2P fintech that still use the same banking backbones just not ambitious enough.. (which is the firm that are fixing the financial market's systemic risks at the billion/trillion level?)

Learning from Charity/Philanthropy sector: Its like focusing on FundRaising, rather than fixing the problems/cause... UK is now making enough noises and creating enough news about funds and Tech-City etc., now might be the time to pick a direction/goals that all can be measured against.. 

Title of this post is a good one. lets aim to create a better model that spells end of /better version of Google? 

My slight challenge to the luminaries in Tech, Do we/anybody dare? 

Don't get me started with Valutions (vs cash flow) and Value-Add etc. 

@GarethWong 

PS: Tech industry alone cannot fix everything, it must be done in conjunction/collaboration with other industries like media/entertainment & disciplines like behaviour science+humanities, see my challenge for those industry+thought leaders re Tomorrowland Today: http://tiny.cc/2morrow

My Comments re ‘By separating nature from economics, we have walked blindly into tragedy’ | Global Development Professionals Network | The Guardian

Must Read: ‘By separating nature from economics, we have walked blindly into tragedy’ | Global Development Professionals Network | The Guardian:



Agree, all these has been talked about for years, and it will continue to be chatted about forever unless, we can #challenge all governments' ministers to collaborate AND take full personal responsibilities + liabilities to:



1.) take an inquisitorial approach to truly absorb all the information



2.) ministers take some personal responsibility for decisions made for their government with 30/50years period time-horizon with appropriate penalty and rewards (so they truly aligned to make the #RightDecisions & #DoTheRightThing )



3.) educate and empower the B2B & B2C audience on what questions to ask, and can get to the Truth, rather than the always "both side" of the arguments..  { We need a #TruthFoundation that adopt an Inquisitorial approach (rather than Adversarial), e.g. using #InquisitorialFinance to look for fact based information to find problems and likely solutions, thus likely actions required (informed decisions can thus be made regarding B2C brands & B2B firms, and thus we should be able to decide one over another easily). }



4.) #TEF_Fund a new Umbrella global environment 'contributions' (financial & manpower) on all enterprises on their #TrueEnvironmentalFootprint (Water/CO2/Waste/pollutions/re-cycling/geological/packaging), so the fund can be used to promote/police/reward 1.)2.)3.) above



Sounds like a big and "Seemingly Un-Achievable Mission".. but we need a true viable and NEW solution!



Sadly I am afraid that even if Prof Jeffrey Sachs had become head of WorldBank (Sorry your campaign didn't work) I do not think he would be able to fix the system.  As sadly financial/government system perpetuate the status quo and can afford to have more summits until the political regimes change again.. meanwhile, our mother earth might go into the point of no return ..  I maybe wrong of course..



Truth is, no one listen and ACT after hearing from Professors but everyone will listen (& some act) after hearing from Bill Gates & Warren Buffett.. even lucky tech paper billionaires assert that kind of influence (who could be bankrupt next month) or even worst, those perceived to be rich one time Dragons.  We should all learn to #AskTheRightQuestion for sure.



I sincerely hope that despite everything, and his continuous hard work Prof Jeff can lead & fix it all for our future generations (with others' help).



BR

@GarethWong







Everyone should challenge themselves first and foremost, see my last blog on #SimpleIdea2015: 1 Lesson from Jim Marshall,Darwin,Churchill,JFK & FDR http://tiny.cc/1lesson

My comments to support @BBCDragonsDen & Challenge for Enterpreneurs to #ChallengeYourself Welcome to the Dragons' Den of broken dreams - Telegraph

Welcome to the Dragons' Den of broken dreams - Telegraph:

Well Said Michael, I would not put it so strongly myself. I would however like to highlight (slightly defending): 

1.) Dragons Den is mainly an entertainment program that chase ratings (as pointed out) viewers should not consider it anything else

2.) When it was first put together, the max investment proposed was £25,000. (yes I was approached) which shows they focus on half baked lifestyle businesses, so, really NOT in the VC territories and it still shows

3.) true & good operators in the Angel/VC/family office worlds would avoid publicity and just focus on their present job which has hundreds of good deal flows anyway

4.) Some dragons are better than others, I have not met any of the present dragons (not followed much since 1st series, love Duncan's new hair though!) but I met some previous ones, and a lot of UK business people who are much richer would understandably avoid the program like a plague

5.) due to 1.) + 2.) as this great article and Dan of Tiger mobile pointed out, they would invariably select not so great entrepreneurs /companies

6.) due to 4.) invariably they would select most entrepreneurs who are not as clever as the stars of dragon's Den. 

Truth is that @BBCDragonsDen is a light entertainment program through and through: that mostly been designed to humiliate (sadly) not ready entrepreneurs (get good viewership) and sometimes educate non business viewers.

If people want to truly learn about ideas, business, how to grow, expand, I would recommend watching many other programs or engage with offline events, from other great BBC Stables like Peter Day's World of Business, Evan Davis' other program The Bottom Line, to @Nesta_UK @TheRSAOrg or even online courses from major universities @EdX @Coursera etc. some selected good programmes I have been are listed on my public twitter feed @CXOEurope @CXOAsia and especially good ones on @Be_Champion 

BBC Dragon's Den is a successful program, and I would think it serves its purpose to engage with people who do not think much about business. We do need however other business programs to tackle the key issues of how to do better business, and #AskTheRightQuestions and #DoTheRightThing 

For people that want to do big and great business? I humbly suggest you #ChallengeYourself first to self-educate about 

a.) yourself, 

b.) the chosen industry and 

c.) then devise a plan (* to fill in the market gap /future /create demand)

Its not rocket science. 

Following same rules to target major new markets, IMHO some dragons might not even make it by themselves, hence understandably, it is much easier for them to "invest" and get a piece with other people's work at the same time become a TV star and get even more invites to functions.  

Just sincerely hopeful that it is a win-win for all. 

#AskTheRightQuestion My challenge to Paypal Mafia to fix the capital market worldwide! Comments on Redefining Capitalism by Eric Beinhocker and Nick Hanauer McKinsey, Will Novosedlik Anyone interested in the future of capitalism should read this. This particular discourse is gathering steam, and I would love to hear what commentators like Hilton Barbour, Ashley Konson, and Mitchell Osak have to say about it.

Article|McKinsey Quarterly

Redefining capitalism

Despite its ability to generate prosperity, capitalism is under attack. By shaking up our long-held assumptions about how and why the system works, we can improve it.

September 2014 | byEric Beinhocker and Nick Hanauer


My comments added to this thread: Network Update Discussion | LinkedIn:

Rory Sutherland Will Novosedlik there is not any easy answer, as I have done an executive MBA in finance, and now claim to have contacts (& even few friends) in senior positions in Banking/investment banking/ insurance/ stock markets/regulators/brokers/pension funds/family wealth/HNW/UHNW/billionaires to family dynasties to ultra poor and middle class people.. everyone has their own view of good/bad capitalism.. of course, John Kay  as quoted by Rory is one of the best guy.  but none encapsulate better than Clayton Christensen in his church of new finance slide:  capitalist dilemma/economic engine or lack of that makes like of Koch brothers richer,capitalist dilemma/economic engine or lack of, and encourage the rich in keeping the money (over re-investing) :



I have also read most of Peter Thiel's book and listen to his talk:  I am all for his idea of investing in and creating new monopolies (that fixes things), but surely if his comment that night (I'm paraphrasing here) that he kept 3/4 of his net-worth in Silicon valley as he does not trust the treasury bond bubbles.. read into that!  I would have thought with his billions, he could take the plunge and try to fix the treasury bond bubbles!?



Dominic Barton has given many great speeches worldwide . I totally agree with Dominic that we need to focus on fixing energy food and water problems of our world.. (see his speech via his picture above)


Fact of the matter is, there are a lot of talks (not much actions sadly!) about fixing capital market with multitude of "new terminology" from "Inclusive Capitalism" to "Intelligent Governance" etc. sadly no one talks about the fundamental problems, namely (across the board, from companies to governments) too much focus on creating unnecessarily and trading of debt (corporate to personal), glad we have finally the book of #HouseOfDebt by 2Profs Atif Mian and Amir Sufi:   #MustListen @GarethWong @BBCRadioCA @peston w @AtifRMian & @profsufi  #HouseOfDebt http://t.co/MZ1HNPofhi Cash&Equity

see: Where #HouseofDebt meets wealth inequality: a fabulous chart from Saez and @gabriel_zucman showing saving rates


Our whole world from news to governments are now driven by this endless "Growth at all cost" (as mentioned in the article, GDP is not a good nor ONLY measurement, but we need solution! See Diane Coyle's book @diane1859, summary here on IMF website's "The Price of Everything and the Value of Nothing".), and our world is not rewarding people/firms that make value and punish those that destroy value. CSR AND how we measure/reward the performance data will all need to be redefined.

Even if capital market is fixed (I have not touched on any solution as yet!), if people do not share the a common goal across different verticals, the whole system will still fail! (as it is much easier to have the status quo of  "them and us" mindset and make as much money as one can and retire and become tax exile! nothing wrong with that!?)

I propose that we need something more than the CSR.  As implementation of CSR is not fundamental enough, not much emotional/dedication/self-less inspired to ensure people/firms are on the same page (share the same goal), therefore, I propose we need a new way of looking at CSR, as explained to Rory before at our lunch, it is called Corporate Parenthood (it is a form of ideology/application of what we know best, family value but applied to business. I need help/constructive feedback though, from Professors to story teller, and even film makers to make it happen & #FixTheWorld).

However, biggest problems for our generation and the the millennial are just engagement with the right thing, they are engaged but sadly with the wrong thing (snapchat!?), how can googlebox be a "thing"? we need to have everyone engaged, but they can only engaged if they challenge themselves.. and sadly me included, not challenged enough! I have solution for that, it is called non profit @Be_Champion Movement (would be great to have some great minds' constructive feedback/help to make it a reality)

That must be the reason why Jean Tirole won his Nobel Prize!

(RT @GarethWong great summary @titonka Understand the research that just won @Jean_Tirole the economics Nobel Prize on Vox via @voxdotcom), we need to measure firms and industry differently, create a new financial ecosystem from ground up.. The solution would be worth a book, or a series of blog post.. not sure if I have time to write it. .. would be great to hear your thoughts.


Talking about Peter Thiel, with is Paypal mafia's help, it would be just lifting the fingers if they wanted to fix the capital market worldwide (OR just capitalism), I would like to challenge them to do so, would they like to accept?


Before they do that though, they must #AskTheRightQuestion!  For example, is Cow worst to our environment than Cars?


pls see: RT @cxoasia: @RupertSoskin @creesfoundation @chamiltonjames I referred to "Cow vs Car" which is worst for the environment http://t.co/AE8CBOHyq0 by @davetrott

+#AskRightQ RT @GarethWong http://t.co/SMgyH61WlM in respond to @skottr's post discussing the state of philanthropy in the Silicon Valley. http://t.co/FESj9Ctzcb

My Short comments re Marc Andreessen on Finance: ‘We Can Reinvent the Entire Thing’ - Bloomberg

Marc Andreessen on Finance: ‘We Can Reinvent the Entire Thing’ - Bloomberg:

Brilliant that Marc is making such sweeping statement.. but
given 90% of FX market is speculations as per Prof Guillen's
lecture (likewise for most stock exchanges) and I guess Marc
is still using banks to keep his drawn down billions .. !?

All these means he is still very much subject to the overriding
systemic risks which is the biggest elephant in the room that is
either invisible to him or he is using bitcoin ventures to distract
the world...(whist he is really creating something to fix it all)!?

No doubt he must be clever and visionary one..

May we live in interesting times,

BR

@GarethWong

RT @GarethWong: #WellSaid my comments re RT @skottr: My latest LinkedIn post discussing the state of philanthropy in the Silicon Valley. http://t.co/8LOOaIxPyd

What Silicon Valley can learn from Goldman Sachs | LinkedIn:



you are spot on Scott Roberts.



IMHO, there is enough competitions between the eBay Mafia (for good I hope) in funding startups, but not enough top initiatives like Skoll Foundation & Omidyar Network... yes we have many family foundations (most charities seems to me focus on 'raising funds' rather than fixing the problems)..



Come to think of it, I probably tweeted this at same time as your post above:



RT @GarethWong RT @be_champion: #I_Admire 1.) Charities that aim to make its own job redundant 2.) Family foundations that focus on doing good without needing to raise fund


I admire @PeterThiel 's sound bite, Lets set a goal that is not easy, even Hard but not impossible .. your KPI of percentage of pretax income is a good start from a Corporation's perspective. of course likes of Gates and Warren Buffet could set great example from billionaire's personal point of view.  IMHO, if all corporate start acting like they have a soul, not from a corporate personhood but from a "Corporate Parenthood" perspective, we might be able to fix the soft challenge. (still need to be refined and a book written, need some professor/researchers' help, pls see initial thoughts on http://www.CorporateParenthood.org )



Even if all worldwide corporations pay 10% to charity..  knowing WHAT to support is also key, therefore one MUST take time to investigate the 'context' & spend time in understanding further. One must learn what initiatives really need their help and whether the charity/initiative is really fixing the issue or just fixing the symptoms.. Please see great post by Tom Murphy @viewfromthecave Why I'm not doing the #icebucketchallenge or donating for ALS - http://www.humanosphere.org/social-business/2014/08/im-icebucketchallenge-donating-als/



Many wealth managers has also great philanthropist initiatives, Nina Hoas  &amp ; Jamie Broderick are running a brilliant UBS Philanthropy Compass [Pdf eReport] We just need more transparencies and get the Corporations, HNWs, UHNWs to challenge themselves to get to know the inssues, what needs to be done (how & with whom), even if they are already offshore and enjoying secluded lives.. ( http://www.BeChampion.org )



I should follow your footstep and finally finish & publish my first linkedIn article, titled: " #HowToFixOurWorld #FixAnyProblems, 1 Simple Question: WHO #AskTheRightQuestion? Whom Should #DoTheRightThing?" fancy reading my draft before I publish it?

Opportunity lost!? My @Be_Champion challenge for @Mashable @PeteCashmore & others, @Twitter Users Demonstrate the Power of #1Connection

Twitter Users Demonstrate the Power of #1Connection:

This is interesting & cool but some might argue that it is opportunity lost. (no doubt it was fun!). 

Just like 'click through', it does not mean anyone bought anything nor have taken any action (other than tweeting).. (fact click-through made Google billion as a near monopoly is important but different point.) 

Given the power of social media, in 2014, I would have thought more thinking about how to harness social media for "Action & Impact" could have been done, especially given the enormous 'reach' by @mashable & @petecashmore  

Therefore, I would have love the campaign a lot more if you guys had taken the next step, e.g. "to challenge people" to do something good/better for themselves or others!?? 

might be worthwhile to change ourselves and thus maybe play a role (cool or not) in fixing the world!? see @Be_Champion 

As Stan Lee's Spiderman once said, "With great power comes great responsibility"! Lets' start something that has true impact, one tweet at a time!

peace out

@GarethWong 

Must watch & my short blog re, Steven Chu (ex US Secretary of Energy) Presents "Energy and Climate Change: Challenges and Opportunities" "We are keep loading bullets & playing Russian roulette with our grandchildren lives!"

Steven Chu Presents "Energy and Climate Change: Challenges and Opportunities":



Must watch video presentation from ex US Secretary of Energy Dr. Steven Chu , especially for Climate Skeptics and Climate novice..



Indeed, we need a new business model for energy.



If you need any incentive to invest time further, one of the best analogy by Dr. Chu, used:

"We are keep loading bullets & playing Russian roulette with our grandchildren lives!"



We do need to act to protect our future generations, but relying on a a chance that a bi-partisan solution coming about (from decision makers/political leaders who don't really see this as high priority) is futile.. we need re-engineering of the goals /KPIs of firms and governments with long term view.. the only solution is for consumers to "educate" themselves and "demand" the right solution..



Problem is that most people (rich or poor) do not ask themselves too many questions, let alone 'big question' like climate change or even their grandchildren's lives!  We need people to challenge themselves (whether their are rich or poor.  www.BeChampion.org )



if you don't have time for the full presentation, you owe it to your family, kids and grandchildren, make time to watch at lease Carl Sagan's The pale blue dot:










I will implore you to watch the full lecture/talk, it takes less time than a Hollywood movie!

My comments re meaningful jobs, Financial KPIs/market challenges & what our kids and the world might need.. inspired by story of Marina Keegan, Her First, and Last, Book http://nyti.ms/1lHTIli A Posthumous Triumph - NYTimes.com

Must read! Marina Keegan, Her First, and Last, Book http://nyti.ms/1lHTIli



A Posthumous Triumph - NYTimes.com:



It is indeed a tragic and poignant story. Very brave and forgiving by (the no doubt distraught) loving mother, many lessons we can derive from this story (#please each take 5mins silence). our sincere condolences & our prayers are with Marina's family & friends.



I personally look forward to the Marina's book and will ensure that my children will read and share with their contemporaries.



It is indeed very worrying that not only is Finance (money) but short term fame (celebrity/notoriety) is now worshipped by Marina's and future generations.



Can we blame them though?  When western (& most eastern) culture/media/entertainment are all focusing on short term gain, and wanting to be billionaires/celebrities (but not mentioning the hard work and unlikelihood of success).



Question raised by Marina is absolutely correct, our future generations should challenge themselves to learn/engage/practice in many fields, rather than focus on money (& consume blindly).  By doing that, everyone has more likelihood of finding a passion/job that is meaningful & impactful, & hopefully bring some true fulfilment. (what I called a @Be_Champion life.)



Relating to sustainability of high pay in finance? No it will not last (in the long run, say, I hope in 50yrs) but only when a "viable alternative financial/capital market" arrives.. (such alternative ecosystem will need to focus on long term viability of companies rather than short term trading or extraction of cash for "shareholders" & turn them into zombies). Meanwhile the salary re-adjustment will only be done by pockets of great corporates, but many can still use perfectly legal ways (e.g. transfer pricing) to mitigate any likely regulatory changes that might affect them.



[ RT @GarethWong #MUSTRead/Watch @nxthompson Michael Lewis: Rigged stock market on @NYTimes http://t.co/09wpFws4Up & @charlierose http://t.co/IocaptKWlp ] & CBS 60Minutes: http://www.cbsnews.com/videos/is-the-us-stock-market-rigged/



Let me frame this properly: as highlighted by Michael Lewis and Brad Katsuyama highlighted regarding the public exchange market, it is highly complex, and that is ONLY 50% of the equity "traded" public market.. similar complexity runs through other part of financial & capital markets (from insurance to pension fund and even offshore trusts), therefore rapid change/fix would only happen if we had Brad & Michael-clones for each of those distinct verticals to arrive at the same time (likely?).



It is indeed very easy to point fingers at any particular section of the finance industry (in Brad's case, only HFT/High frequency trading).  Many also point fingers at government and/or even political parties.  Almost all think short term (2-3years are already long!).



However the challenge some might argue is that the finance/capital market is so complex that even top leaders are indeed NOT fully aware of the systemic issues spanning their industries (as mentioned by Michael's interview), let alone the systemic issues spanning other sectors!  (think about it, what type of assets do the multi-trillion dollar asset manager hold, how do they mitigate problems created with HFT (if the allegations is indeed correct)!? WHO keep their trillions? how about the billions from the pension funds, who keep that!? Most of these funds are richer than most government right?) 



Therefore, I would like to caution solely blaming Finance or Payscales/Bonuses, but would like to suggest that time/effort should be spent looking into what are the real issues (problems and maybe even solutions!). Leverage/Cash extraction and Carried interest are key challenges that are in the fore at present and do play key roles, however, sadly the present finance/capital market is entrenched to use credit/debts mainly, and as pointed out brilliantly by Prof Clay Christensen, it is a "Systemic Problem" of the finance/economic value chain/system that it is chasing the wrong KPIs (as he called it the church of new finance! and I shall explain my solution of "republic of common sense in future blogs), I cannot put it as eloquently as he has done:



 


[ MUST LISTEN: His brilliant speech with Q&A, with 1 question from me.. bit.ly/18ANQl2 ]



As Jack Bogle pointed out (ref book "Clash of Cultures") eloquently that equity market might be more for the rent seekers rather than value creators.. In addition, I would agree that the moral need/directions as proposed by Prof Colin Mayer (book "Firm Commitment") where firms might need to be punished if they veered away from the committed course (I am paraphrasing, hope I have understood correctly, if not it is my 'interpretation' that I am quoting!).



I am all for people using hard word to earn millions, but great money and power MUST comes with greater responsibilities (not only for spiderman!) AND punishment (if they have mis-used their position to extract too much cash for example).  Some might suggest all business leaders should sign some kind of moral code, whereby they will use their money for good/greater purpose...if there is such a code, how many of them would publicly do that? and how would they be held into account!?  Of course, first step is to fix the ecosystem/break the "church of new finance" as described by Prof Clayton.



All these are sadly too complex (I don't really understand it all!) and we have not even covered major macro issues that will affect our kids and their kids, namely the challenges the world really is facing: Food, water, to energy issues.. (Must see lecture link as explained by Dominic Barton, Global Managing Director, McKinsey & Company  Link to videos on @CIMA website: The city and capitalism for the long term bit.ly/11iTBBl




Using the Matrix analogy, maybe it is indeed time for everyone (especially the young) to take the Red pill and start trying to understand some of these issues AND figure out likely solutions first.. (before they go and join any of the movements that just shouts and demand AND affect changes.. sometimes too quick a change might be a much worst scenario as the outcome will not be as expected, Life is NOT a chess game with fixed rules but with people's money/real lives at stake. )



Be safe and hope we all find our direction/passion as suggested by the brilliant Mariana. Hope other youngsters would challenge themselves to achieve as much as Mariana has done. 



Have a great Sunday wherever you might be.  



BR

@GarethWong